Update on Expanded Eligibility Beginning in January 2026

More Pennsylvanians, including many Veterans, will soon have access to increased savings opportunities through PA ABLE’s expanded eligibility.
Starting in January 2026, individuals of any age will be able to open an account if their disability occurred before age 46. Currently, people can only open a PA ABLE account if their disability started before age 26, making this 20-year eligibility expansion incredibly impactful.

“PA ABLE is a powerful tool that is already helping nearly 11,000 of our friends and neighbors with disabilities save in a way that was once impossible to do, and the upcoming expansion of program eligibility will be life-changing for so many more Pennsylvanians” Treasurer Stacy Garrity said. “This is especially important for Veterans who in many cases have suffered a disability after the current age threshold.”

Since the first PA ABLE accounts opened in 2017, the program has grown to more than 10,900 accounts with more than $160 million saved. This 20-year expansion in eligibility will help support even more Pennsylvanians with disabilities and their families.

A PA ABLE account helps people with qualifying disabilities and their caregivers plan for their financial future and increases independence. PA ABLE accounts offer multiple savings and investment options, including an interest-bearing checking account. Account owners can contribute up to $19,000 per year, and savings do not impact important disability benefits.
PA ABLE contributions can also be deducted on PA state income taxes, and no federal or state income tax is owed on account growth when used for qualified withdrawals. Savings can be used for disability-related expenses like groceries, rent, healthcare, transportation, education, assistive technology, and much more.

Sign up to receive email updates related to age expansion at paable.gov or call 855-529-2253 to learn more about PA ABLE.